To protect household occupants and assets from weather elements such as hail, rain, snow, and sleet, it’s necessary to have a roof that is intact. This permanent structure also serves to enhance the external beauty of a home and insulate the interior. When it’s damaged, finding the right roofer to fix is essential to prolong the roof’s useful life. Part of researching potential Roofers Loveland CO is verifying whether each one has the right insurance. Use the following steps to perform this task.
When you talk to a roofer you are considering hiring, politely ask for the name of his insurance agent. You can call this insurance representative at a late time to request a certificate of insurance. This document is not a copy of an active insurance contract. However, it does contain important information found in an insurance contract. You can usually make this request over the phone or by email. Sometimes, the roofer will have to give his permission for this to be sent to you. When you receive it, pay close attention to key parts of the certificate. While each insurance company can use its own template and terminology, most certificates of insurance have similar details.
A certificate of insurance will usually have an area designated “producer”. The full business name of the insurance company should be here. The roofer’s full business name or trade name should be under “insured”. Your name should be under “certificate holder”. The job you are hiring for should be described under a section detailing the operations, locations, and vehicles that will be involved in the job. The policy number should be listed on the certificate. Look at the policy effective date and the policy expiration date. Only allow work to be done on your home if it falls on the effective date, the day before the policy expiration date, or any day in between these two dates. For more information, contact Flatiron Steel.
When your roof needs work, investigating Roofers Loveland CO can help you find one to fix it right the first time. You could be held liable for an uninsured roofer’s injuries if he is hurt while on working on our property. To avoid this, use these guidelines to confirm the existence of an insurance policy in effect. For information on roofing services, please talk to a professional at Flatiron Steel. You can also Browse the website of this company for details.